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Liquidity for your company โ€” without selling Bitcoin

Borrow against your company's Bitcoin and keep your position. Get cash for payroll, inventory or expansion, while your Bitcoin stays yours.

Selling Bitcoin to raise cash is expensive

When a company needs liquidity, selling Bitcoin means giving up your position, triggering a taxable event, and losing the upside you were holding for. A Bitcoin-backed loan lets you unlock cash and keep the Bitcoin.

How it works

How it works

1 1

Pledge your Bitcoin as collateral

Your company's Bitcoin secures the loan.

2 2

Receive EUR or CZK

Use it for payroll, inventory, equipment or growth.

3 3

Repay on your terms

With flexible tenors and early repayment.

4 4

Get your Bitcoin back

Once the loan is repaid, your full collateral is released.

Differentiator

Built around self-custody

This is where Invity is different. Your collateral is secured through a smart-contract structure where you keep control of your keys โ€” not handed to a centralised lender that can rehypothecate it. It is the lesson learned from the failures of custodial crypto lenders, built into the product from day one.

Why Invity

Why companies choose Invity for Bitcoin loans

Keep your position

No selling, no lost upside, no taxable disposal just to get liquidity.

Self-custody collateral

Your keys stay yours; no rehypothecation.

Transparent terms

Clear rate, clear loan-to-value, clear margin rules. No surprises.

Flexible tenors

Short-term bridge or multi-year, with early repayment allowed.

EUR and CZK

Borrow in the currency your business actually runs on.

Launching at BTC Prague โ€” June 11, 2026

Be among the first EU businesses to access BTC-backed fiat. Contact us now to join the early-access cohort.

Learn with Invity

Level up your Bitcoin knowledge

Resources for first-time buyers and long-time stackers alike. No hype, no price calls โ€” just frameworks and clear thinking.

Invity Blog

Macro perspective, market deep-dives, and Bitcoin strategy โ€” without the marketing fluff.

Visit Blog

Invity Academy

Get smarter about Bitcoin

Bite-sized lessons, quizzes, and real-world frameworks inside the app.

Invity eBook

Broken Money and the Way Out

Invity eBook Broken Money and the Way Out. 80 pages. Free.

Frequently asked questions

FAQ

Is Invity licensed and regulated?
Yes. Invity Finance s.r.o. operates under EU financial licensing with full MiCA compliance. Your activity is protected by the same rules as any regulated financial service in the European Union.
How is Invity different from an exchange?
Invity is not a trading venue. It is an accumulation-first app designed to make buying, holding, and moving Bitcoin straightforward. There are no altcoins, no leveraged products, no trading pairs โ€” just clean flows for Bitcoin.
Who holds my Bitcoin?
You choose. Your balance is held by a regulated institutional custodian, segregated from Invity's operating funds. You can withdraw to your own Trezor or any Bitcoin address at any time.
What fees does Invity charge?
Invity uses transparent per-transaction fees displayed before you confirm any buy. There are no monthly subscriptions and no hidden spreads โ€” what you see in the quote is what you pay.
What is Turbo Buy?
Turbo Buy lets you front-load future recurring purchases when market conditions are favourable. Unlike margin or leverage, it uses your own funds, so there is no debt and no liquidation risk.
Which countries are supported?
Invity is available to residents of the European Economic Area and selected neighbouring countries. The current list is displayed during sign-up.
Can businesses use Invity?
Yes. We offer business accounts for companies that want to hold Bitcoin on their balance sheet or offer Bitcoin-related services to their customers. See the Business Accounts page for details.
How do I contact support?
You can reach us via in-app chat or email. Support is provided by real people based in Prague, typically during European business hours.